Rudiq RAM.

The operating system for programmable assets

Tokenize, distribute, lend against, and trade real-world assets. One integrated platform covering the full asset lifecycle — from issuance through secondary markets to collateralized lending.

Why Rudiq RAM?

Regulatory clarity is the #1 accelerant of institutional adoption.

  • Institutional-Grade Solutions

    Licensed for security tokens, equities, bonds, funds, and more.

  • Tokenized Assets

    Blockchain-agnostic tokenization supporting EVM and non-EVM protocols.

  • Access Secondary Markets

    Auctions, continuous trading, or OTC based on asset liquidity.

  • Smart Routing & Competitive Fees

    Best execution algorithms with adaptive fee schedules.

  • Full API Support

    API-first design with FIX, REST, and WebSocket connectivity.

  • Complete Compliance Layer

    On-chain and off-chain governance rules, whitelist/blacklist management, and automated regulatory reporting.

Regulation - Ready.

Regulatory clarity is the #1 accelerant of institutional adoption.

GENIUS Act / SEC / CFTC

United States

Federal stablecoin framework (GENIUS Act, July 2025) establishing reserve requirements and licensing. SEC SAB 122 removed accounting barriers for institutional custody. CFTC approved tokenized collateral for margin (Dec 2025). Clearing regulatory path for institutional adoption.

FDIC and OCC

United States

Our custody and tokenization solution is built to meet the rigorous safety and soundness standards established by the OCC (Office of the Comptroller of the Currency) and FDIC (Federal Deposit Insurance Corporation), aligning with recent joint guidance that ensures tokenized securities receive the same capital treatment and regulatory protections as traditional assets.

MiCA / MiFID II

European Union, since 2024

Comprehensive crypto-asset framework effective since 2024. Stablecoins regulated as e-money tokens, security tokens under MiFID II, and the DLT Pilot Regime enabling market infrastructure innovation.

VARA / Payment Token Services

UAE, July 2024

Virtual Assets Regulatory Authority framework effective since July 2024. ADGM and DIFC-aligned licensing, full reserve backing requirements, AML/CFT and Travel Rule compliance.

FINMA

SWITZERLAND, July 2025

Established DLT securities framework. FINMA-licensed entities can issue and trade tokenized securities with full regulatory clarity under existing Swiss financial law.

KVHS/TUBITAK Framework

TURKIYE

Fully compliant and production-proven through the Digital Turkish Lira CBDC pilot with İş Bank and Ziraat Bank. Aligned with SPK/CMB capital markets regulation.

Frequently Asked Questions

  • Which real-world assets can be tokenized with Rudiq?

    Rudiq supports tokenization of virtually any real-world asset: real estate, commercial properties, industrial facilities, energy plants (solar, wind), ships and marine vessels, agricultural land, commodities, and financial instruments including bonds, funds, and sukuk.

  • What can institutions do once an asset is tokenized?

    After tokenization, the asset owner has full control over how the tokenized asset is presented and distributed. You can define offering terms (maturity, income distribution schedule, transfer restrictions), list it on your marketplace for primary distribution, enable secondary market trading, and create new liquidity channels for your business.

  • Does RAM support income distribution?

    Yes. RAM includes automated dividend and coupon distribution capabilities. Income payments are executed on-chain according to the schedule and rules defined during tokenization, with full audit trail and regulatory reporting.

  • Is there lending functionality?

    Yes. The RAM Lending module enables RWA-backed collateral management with real-time valuation, automated margin calls, and stablecoin-settled lending workflows. Institutions can offer collateralized lending against tokenized assets with smart contract-enforced terms.

  • How does Rudiq handle public offerings?

    Rudiq RAM provides configurable primary distribution tools. Issuers define the value proposition, maturity date, income distribution model, pricing, and investor eligibility criteria. The platform handles investor onboarding, KYC verification, subscription management, and settlement.

Partnering with regulated financial institutions to bring programmable asset infrastructure to market. Built on production experience. Ready for scale.

Get in Touch